In October, we had a good income month and a low expense month.  Sadly, I quit my job in October due to changes in my duties and compensation.  My last day was the 27^th. 

Our total income in October was $19,982.02.  In addition to our regular paychecks, my wife and I both received a third “extra” paycheck.  I received a monthly draw/commission total of $4,402.34 gross ($3,010.54 net).  We received $232.95 in company reimbursements and $1,308.66 gross ($876.52 net) for my cashed out vacation.  Plus, we earned $17.41 in interest income from our savings accounts.

This month, our expenses totaled $14,105.04.  Not too bad but it will have to be reduced dramatically more next month since I am not working..  Large expenses included $772 for a trampoline, $516 for clothing, $406 in prescriptions, and $723 in vacation.

Next month I will begin looking for a new job.

In September, we had a very good income month and we were able to keep our expenses somewhat in line.

Our total income in September was $26,081.26.  In addition to our regular paychecks, I received a pro rated quarterly bonus of $4,056 gross ($2,226.59 net) and a monthly draw/commission of $1,375.73 gross ($930.39 net).  My wife received a quarterly bonus of $18,750 gross ($12,310.46 net) from her old company. We received $412.95 in company reimbursements.  Plus, we earned $13.13 in interest income from our savings accounts.

This month, our expenses totaled $17,736.90.  Large expenses included $2,636 in boat payments (reg and extra), $700 in vacation, $669 in prescriptions and $551 in car registration.

Next month, my wife and I will both received a third “extra” paycheck.

In August, we had a really great income month but we also spent a bunch of money too.

Our total income in August was $37,075.15!  In addition to our regular paychecks, I received a monthly bonus of $2,141.00 gross ($1,175.33 net).  My wife also sold her company stock for $25,698.14!  Plus, we earned $14.14 in interest income from our savings accounts.

This month, our expenses totaled $20,021.29!  Large expenses included $839.21 in vacation, $800.76 boat property tax and $1,574.70 in furniture.

Next month, my wife should receive a $9K bonus from her old company.

In July, we had our best income month ever! As I mentioned in our June net worth update, wife’s company had been restructuring and she accepted the severance package because she found a new position with another company making a 10% higher salary.

Our total income in July was $88,132.45!  In addition to our regular paychecks, I received a monthly and quarterly bonus of $4,964.00 gross ($2,725.04 net).  More importantly, my wife’s received a $72,614.24 severance/cashed out vacation check plus an unexpected $4,400 gross ($2,925.72 net) bonus from her old company!  Plus, we earned $13.23 in interest income from our savings accounts.

This month, our expenses totaled $56,933.41!  Wow, that was hard to type lol.  Large expenses included $27,371.92 to pay off Car 2, $12,400 in in home improvements, $1,673.22 boat repair and $1,446.36 in furniture. Next month, my wife should be able to cash out her stock options from her old company (~$30K). 

In June, we had an amazing income month but we also had a huge expense month (see spreadsheet screenshot). 

Our total income in June was $16,493.11.  In addition to our regular paychecks, I received a monthly bonus of $1,968.00 gross ($1,080.36 net) and my wife received a quarterly bonus of $9,375 gross ($4,895.28 net). My wife also received a $168.66 auto allowance / mileage reimbursements, and $58.99 in internet reimbursements.  We also earned $9.38 in interest income from our savings accounts.

This month, our expenses totaled $34,205.10.  Absolutely crazy, I know. We’ve been doing a number of improvements to our home. Large expenses included $14,594.97 in home improvements, $3,067.53 in furniture and  $6,575.15 in household items.

My wife separated from her company in mid June and started a new job at the end of June.  We thought she would receive a large payout from her old company in June but it looks like it will arrive in July.  She should receive a severance (~$95K), cashing out stock options (~$30K) and cashing out vacation time (~$11K).

In May, we had another great income month but a large expense month considering the income (see spreadsheet screenshot). 

Our total income in May was $11,589.40.  In addition to our regular paychecks, I received a third “extra” paycheck and a monthly bonus of $1,947.00 gross ($1,068.81 net).  My wife also received a $168.66 auto allowance / mileage reimbursements, and $58.99 in internet reimbursements.

This month, our expenses totaled only $15,460.79.  Large expenses included a $551.45 in phones/phone service, $1,150 in boat repairs, $1,623.51 in home maintenance.

Next month may be a massive month for us as my wife begins a new job at the end of the month making $15K more per year.  If it goes as planned, her old company will be paying her a large severance (~$95K), cashing out her stock options (~$30K), cashing out her 4 weeks of vacation (~$11K) and fully vesting her 401(K) company match (~$30K).  On top of all of that, she should receive a nice bonus (~$9K). Praying it all works out.

In April, we had an another great income month and a reasonable expense month considering the income (see spreadsheet screenshot).

Our total income in April was $23,352.37.  In addition to our regular paychecks, I received a monthly and quarterly bonus of $5,003 gross ($2746.44 net) and my wife received a bonus of $2,500 gross ($1,556.79 net).  My wife also received $2,500 in child care reimbursement, $168.66 auto allowance / mileage reimbursements and $46.99 in internet reimbursements. My wife sold company stock worth $6,028.14.  We also earned $12.91 in interest income from our savings accounts.

This month, our expenses totaled only $12,409.20.  Since we had more time at home due to the coronavirus shelter in place order, we spent $586.70 on home improvements.  We also bought our son a laptop for home school $717.74.

Next month my wife should be a typical income month.  Hopefully staying home will help us keep our expenses down.

In March, we had an awesome income month and a reasonable expense month considering the income (see spreadsheet screenshot).

Our total income in March was $29,578.19.  In addition to our regular paychecks, I received a monthly bonus of $1,811.88 gross ($994.65 net) and my wife received a bonus of $18,649.36 gross ($14,352.39 net).  My wife also received $646.57 in auto allowance / mileage reimbursements, $300 in gift credit cards and $46.99 in internet reimbursements.  We received a state tax refund of $4,822.  We also earned $11.19 in interest income from our savings accounts.

This month, our expenses totaled $21,293.93.  Because of the coronavirus, we stocked up on food and essentials this month.  Some big ticket items include $3,886 for groceries, $2,356 for household items and $762 in home maintenance.

Next month my wife should receive a discretionary bonus from her company.

In February, we had a good income month and a good (relatively low) expense month (see spreadsheet screenshot).

Our total income in February was $14,424.37.  In addition to our regular paychecks, I received a monthly bonus of $2,075 gross ($1,139.08 net) and my wife received an award bonus of $3,383 gross ($2,000 net).  My wife also received $509.50 in auto allowance / mileage reimbursements and $46.99 in internet reimbursements.  We also earned $15.44 in interest income from our savings accounts.

This month, our expenses totaled $14,131.27.  Some big ticket items include $1,014.08 in auto insurance, $340 in car servicing (brakes) and $396 in prescriptions.

Next month my wife should receive a $10K-$20K bonus from her company.

In January, we had a good income month and but also a high expense month (see spreadsheet screenshot).

Our total income in January was $14,652.22.  In addition to our regular paychecks, I received a monthly and quarterly bonus $5,100 gross ($2,799.70 net) and my wife received a discretionary bonus of $1,000 gross ($533.69 net).  My wife also received $1,072.85 in auto allowance / mileage reimbursements, $600 in gym reimbursements and $46.99 in internet reimbursements.  We also earned $19.32 in interest income from our savings accounts.

This month, our expenses totaled $16,369.68, meaning we spent more than we earned.  Never a good thing.  Big ticket items include $1,326 in gym memberships, $685 in life insurance and $648 in vacation

Next month is a bit of a question mark.  We have been in the process of a home insurance claim and could possibly receive a decent chunk of money for repairs.