In June, we had a great income month but also a high expense month.

Our total income this month was $17,918.88.  In addition to my wife’s regular paychecks, she received a $11,475 gross ($6,380.47 net) quarterly bonus.  We also received $366.51 in auto insurance refunds and $32.58 in interest income from our savings accounts.

This month, our expenses totaled $17,642.17 (just $276.71 less than our income).  Large expenses included $4,478.19 in insurance costs, $1498.90 in entertainment, and $472.51 in vacation costs.

Next month my wife should be able to sell some of my wife’s company stock for ~$6,000 gross.

In May, we had a typical income month and a slightly high expense month. 

Our total income this month was $11,787.66.  In addition to my wife’s regular paychecks, she received a $609.99 in company reimbursements.  We also received $38.35 in interest income from our savings accounts.

This month, our expenses totaled $12,567.01, higher than I thought we would finish.  Large expenses included $609.53 vacation, $888.49 in medical/dental expenses, and $998.76 for misc items (gym equipment and memberships).

Next month my wife should receive a quarterly bonus of ~$10k.

In April, we had a typical income month and a reasonable expense month. 

Our total income this month was $14,238.77.  In addition to my wife’s regular paychecks, she received a $94.99 company reimbursement and cashed in $2,961.57 (net) of her company stock.  We also received $42.89 in interest income from our savings accounts.

This month, our expenses totaled $11,061.81, a nice reduction from the past few months.  Large expenses included $983.15 vacation, $428.82 in clothing, and $363.39 for entertainment.

Next month should be a pretty standard month.

In March, we had a huge income month and a high expense month.  My wife received a 3.71% raise (salary now $204,552) and more company stock.

Our total income this month was $25,968.88.  In addition to my wife’s regular paychecks, she received a quarterly bonus of $26,285 gross ($14,679.54 net) and a $94.99 company reimbursement. We also received $55.03 in interest income from our savings accounts.

This month, our expenses totaled $15,397.75.  Large expenses included $1,686.69 vacation, $2,937.79 in giving, $1,096 for ski resort season passes for next year, $1,150 for home maintenance and $843.78 for car insurance.

Next month we hope to have a much lower expense month.

In February, we had a regular income month and a highish expense month.

Our total income this month was $11,206.59.  In addition to my wife’s regular paychecks, she received a $205.86 company reimbursement and we received $80.49 in interest income from our savings accounts.

This month, our expenses totaled $16,263.77.  Large expenses included $5,351 for vacation, $1,322.82 for dining (mostly on vacation) and $270 for clothing.

Next month my wife will receive a $26,285 (gross) quarterly bonus and a 3.71% raise!  So proud of her!

In January, we had a regular income month and a highish expense month.

Our total income this month was $11,017.81.  In addition to my wife’s regular paychecks, we received $97.57 in interest income from our savings accounts.

This month, our expenses totaled $15,505.07.  Large expenses included $4,301.57 for vacation, $787.17 for insurance and $5,236 for food (groceries and dining).

Next month we have a big vacation planned so our expenses will likely be very high.  Thank God my wife should receive a quarterly bonus in March.

In December, we had a great income month and a high expense month.

Our total income this month was $20,274.05.  My wife maxed out on her 2023 social security contributions so her paychecks for the remainder of the year will be a bit larger ($5,993/paycheck vs $5,444.56/paycheck). In addition to my wife’s regular paychecks, she received a quarterly bonus of $11,475 gross ($7,098.10 net) and a $78.57 reimbursement for internet service. We also received an unexpected state tax refund of $1,128.59 and earned $102.31 in interest income from our savings accounts.

This month, our expenses totaled $22,119.51.  Large expenses included $6,748 for household items, $2,047 in giving to church and friends/family, $5,236 for food (groceries and dining) and $1,116 in season passes for local ski resort.

Next month we start the new year and will post our 2024 goals soon.

In November, we had a regular income month and a high expense month.

Our total income this month was $12,095.70.  My wife maxed out on her 2023 social security contributions so her paychecks for the remainder of the year will be a bit larger ($5,993/paycheck vs $5,444.56/paycheck). In addition to my wife’s regular paychecks, she received a $115.87 reimbursement for internet service. We also earned $113.35 in interest income from our savings accounts.

This month, our expenses totaled $14,882.02.  Large expenses included $3,735.78 in household items, $1,568 in care service, and $624.92 on clothing.

Next month my wife should receive a quarter bonus of ~$10,000 gross.

In October, we had a regular income month and a reasonable expense month.

Our total income this month was $12,267.69.  My wife maxed out on her 2023 social security contributions so her paychecks for the remainder of the year will be a bit larger ($6,004/paycheck vs $5,444.56/paycheck). In addition to my wife’s regular paychecks, she received a $110.87 reimbursement for internet service. We also earned $146.98 in interest income from our savings accounts.

This month, our expenses totaled $12,054.32.  Large expenses included $3,142.12 in groceries/dinning, $2,645.84 in household items, and $1,875.92 in pet care and pet insurance.

Next month should be a pretty typical income and expense month.

In September, we had a great income month and a reasonable expense month.

Our total income this month was $21,546.79.  In addition to my wife’s regular paychecks, she received a quarterly bonus of $14,917.50  gross ($9,830 net) and a 106.74 reimbursement for internet service. We also earned $160.57 in interest income from our savings accounts. 

This month, our expenses totaled $16,324.55.  Large expenses included $3,686 for giving to church/family, $2,926 for groceries/dinning, and $635 for home maintenance/repairs.

Next month should be a pretty typical income and expense month.