In November, we had a regular income month and a high expense month.

Our total income this month was $12,095.70.  My wife maxed out on her 2023 social security contributions so her paychecks for the remainder of the year will be a bit larger ($5,993/paycheck vs $5,444.56/paycheck). In addition to my wife’s regular paychecks, she received a $115.87 reimbursement for internet service. We also earned $113.35 in interest income from our savings accounts.

This month, our expenses totaled $14,882.02.  Large expenses included $3,735.78 in household items, $1,568 in care service, and $624.92 on clothing.

Next month my wife should receive a quarter bonus of ~$10,000 gross.

In October, we had a regular income month and a reasonable expense month.

Our total income this month was $12,267.69.  My wife maxed out on her 2023 social security contributions so her paychecks for the remainder of the year will be a bit larger ($6,004/paycheck vs $5,444.56/paycheck). In addition to my wife’s regular paychecks, she received a $110.87 reimbursement for internet service. We also earned $146.98 in interest income from our savings accounts.

This month, our expenses totaled $12,054.32.  Large expenses included $3,142.12 in groceries/dinning, $2,645.84 in household items, and $1,875.92 in pet care and pet insurance.

Next month should be a pretty typical income and expense month.

In September, we had a great income month and a reasonable expense month.

Our total income this month was $21,546.79.  In addition to my wife’s regular paychecks, she received a quarterly bonus of $14,917.50  gross ($9,830 net) and a 106.74 reimbursement for internet service. We also earned $160.57 in interest income from our savings accounts. 

This month, our expenses totaled $16,324.55.  Large expenses included $3,686 for giving to church/family, $2,926 for groceries/dinning, and $635 for home maintenance/repairs.

Next month should be a pretty typical income and expense month.

In August, we had a great income month but also a very high expense month.

Our total income in August was $15,962.77.  In addition to my wife’s regular paychecks, she received an unexpected bonus from old company of $706 gross ($443.72 net) and she exercised stock options worth $4,467.38 (net).  We also earned $162.55 in interest income from our savings accounts. 

This month, our expenses totaled $18,729.97.  Large expenses included $3,150 for puppy, $1,266 for gym memberships, and $990.05 for giving.

Next month my wife should receive a quarterly bonus of $14,917.50 gross.

In July, we had a typical income month but also a very high expense month.

Our total income in July was $11,161.73.  In addition to my wife’s regular paychecks, she received a company reimbursement for internet of $105.87.  We also earned $166.74 in interest income from our savings accounts. 

This month, our expenses totaled $19,646.50.  Large expenses included $2,670.54 for vacations, $5,100 for home maintenance, and $597.04 for office supplies.

Next month should be a more typical income and expense month.

In June, we had a large income month but also an even larger expense month.

Our total income in June was $17,677.85.  In addition to my wife’s regular paychecks, she received a quarterly bonus of $11,475 gross ($6,412 net) and company reimbursements for internet of $198.99.  We also earned $177.74 in interest income from our savings accounts. 

This month, our expenses totaled $18,846.03.  Large expenses included $1,085 for vacations, $2,739 for home insurance, and $2,803 for furniture.

Next month should be a more typical income and expense month.

In May, we had a regular income month and a very high expense month.

Our total income in May was $11,140.30.  In addition to my wife’s regular paychecks, she received $0 in company reimbursements for internet (she will get double next month).  We also earned $109.18 in interest income from our savings accounts.  We sold our 2013 ski boat this month for $65,000.

This month, our expenses totaled a whopping $20,272.47.  Large expenses included $5,873 for home maintenance, $1,755 for a new purse (added to Misc bucket), and $1,569.29 for vacations.

In June, my wife should receive her quarterly bonus of ~$10,000 gross.

In April, we had an good income month and a low expense month.  We thought we were going to owe a lot of income tax but it turns out we received a $4,174 federal refund and $2,436 state refund.

Our total income in April was $11,008.46.  In addition to my wife’s regular paychecks, she received $96.49 in company reimbursements for internet. We also earned $22.85 in interest income from our savings accounts.

This month, our expenses totaled $5,406.89, however, if you remove our $6,610.00 tax refund, our expenses were $12,115.08.  That’s not too bad considering we usually spend a lot more.  Large expenses included $2,382.25 for household items, $2,143.02 for vacation expenses, and $604.96 for clothing.

In May, we expect to have a pretty standard income and expense month.

In March, we had an excellent income month and a high expense month. 

My wife earned a 3.81% raise, bringing her salary to $197,232, she also received $26,600 in LTI.  So proud of her; the raise started on her 3/15/23 paycheck.  Our total income in March was $17,368.56.  In addition to my wife’s regular paychecks, she received a $11,475 gross ($6,378.32 net) quarterly bonus and $76.88 in company reimbursements for internet.  We also earned $24.24 in interest income from our savings accounts.

This month, our expenses totaled $19,782.83; well above our income this month.  Large expenses included $4,839.51 for auto service, $2,427.06 for vacation expenses, and $796.28 for car insurance.

In April, we meet with our Tax Accountant to do our 2022 taxes.  We will likely owe taxes but we are not sure how much yet.  Hopefully it doesn’t wipe out our small amount of savings and put us into debt.

In January, we had a standard income month and a high expense month. 

Our total income in January was $11,015.84.  In addition to my wife’s regular paychecks, she received $323.98 in company reimbursements for internet (two month’s worth).  We also earned $25.56 in interest income from our savings accounts.

This month, our expenses totaled $11,081.94.  Large expenses included $889 for entertainment, $672 for clothing, and $487 for vacations.

Next month looks like it might be a similar to January.