We just passed our net worth milestones of $2,700,000 and 2,710,000! Our net worth is currently $2,711,127.21. We passed our last net worth milestone of $2,690,000 yesterday. We hope to reach our next milestone of $2,720,000 before the end of this month.
NET WORTH MILESTONE: $2,690K
We just passed our net worth milestone of $2,690,000! Our net worth is currently $2,693,783.38. We passed our last net worth milestone of $2,680,000 yesterday. We hope to reach our next milestone of $2,700,000 this month, because our cryptocurrency investments are soaring.
NET WORTH MILESTONES: $2,620K – $2,680K
We just passed our net worth milestones of $2,620,000 to $2,680,000! Our net worth is currently $2,689,073.16. We passed our last net worth milestone of $2,610,000 in May. We hope to reach our next milestone of $2,690,000 this month, if our crypto investments keep soaring.
June 2025 Income Statement
In June, we had an excellent income month but also a large month of expenses.
This month, our total net income was $19,532.82. In addition to my wife’s regular paychecks, she received a quarterly bonus of $11,475 gross ($7,134.31 net) and $19.99 in company reimbursements. We also earned $15.31 in interest income from our savings accounts.
This month, our expenses totaled $18,224.24. Large non-fixed expenses included $4,842.85 for insurance, $4,842 for insurance, $1,805 for vacations, and $427 for clothing.
Next month, my wife should be able to sell some of her company stock for ~$6,000 gross.
June 2025 Net Worth Update (+21,972.10)
Overall
In June, our net worth increased $21,972.10 from last month to a total of $2,554,330.26 (see spreadsheet screenshot).
Retirement Accounts
Our retirement accounts are comprised of our 401(k)s, our Roth IRAs and our Traditional IRAs. My Wife contributes 7% (just went up 1% this month) to her 401(k) and her company matches 4% and chips in an additional 6% at the end of the year. Her 401(k) increases 1% automatically in March every year. This month, she contributed $1,855.11 to her 401(k). I do not work and do not contribute to a retirement account any longer. The total balance of our retirement accounts increased $35,702.06 from last month to a total of $1,273,691.45.
Brokerage Account
Currently, our brokerage accounts consist of stocks and cryptocurrency (I prefer to track crypto in the “Brokerage Accounts” field rather than “Cash & Savings Accounts”). The total current value of our brokerage accounts is $569,439.47, down $19,153.97 from last month.
Cash & Savings Account
Cash and savings accounts consist of a small sum of cash at home, our online savings accounts balance. It does not include our checking account balance that we use to pay our bills each month. Our savings decreased $1,314.32 this month to a total of $6,218.27.
College Savings Accounts
Our kids have 529 Plans through Vanguard. This month, we contributed $165 to our son’s 529 Plan and it increased $4,043.97 from last month to a total balance of $89,834.26. We contributed $165 to our daughter’s 529 Plan and it increased $2,928.08 from last month to a total balance of $64,008.71. Our total 2025 contributions so far are $3,493 for our son and $3,493 for our daughter.
Home
For our home value, we use the $528K purchase price that we paid in July 2016. Current comps in the area are ~$925K. We paid off our home in September 2021.
Vehicles
My wife drives a company vehicle and has a company gas card. I drive a 2017 SUV (~108K miles on odometer) that we own (no auto loan).
Credit Card Balance
All of our credit card debt is paid in full each month.
May 2025 Income Statement
In May, we had an average month of income but a huge moth of expenses.
This month, our total net income was $11,955.64. In addition to my wife’s regular paychecks, she received $104.99 in company reimbursements. We also received an $85 rebate and earned $28.71 in interest income from our savings accounts.
This month, our expenses totaled $20,650.41. Large expenses included $4,382 for vacations, $2,089 for sitters, and $1,170 for medical.
Next month, my wife will receive a quarterly bonus of ~$11,000 gross but we also have two large insurance bills due (property and auto).
May 2025 Net Worth Update (+143,422.63)
Overall
In May, our net worth increased $143,422.63 from last month to a total of $2,532,358.16 (see spreadsheet screenshot).
Retirement Accounts
Our retirement accounts are comprised of our 401(k)s, our Roth IRAs and our Traditional IRAs. My Wife contributes 7% (just went up 1% this month) to her 401(k) and her company matches 4% and chips in an additional 6% at the end of the year. Her 401(k) increases 1% automatically in March every year. This month, she contributed $1,244.04 to her 401(k). I do not work and do not contribute to a retirement account any longer. The total balance of our retirement accounts increased $92,474.44 from last month to a total of $1,237,989.39.
Brokerage Account
Currently, our brokerage accounts consist of stocks and cryptocurrency (I prefer to track crypto in the “Brokerage Accounts” field rather than “Cash & Savings Accounts”). The total current value of our brokerage accounts is $588,593.44, up $49,398.00 from last month.
Cash & Savings Account
Cash and savings accounts consist of a small sum of cash at home, our online savings accounts balance. It does not include our checking account balance that we use to pay our bills each month. Our savings decreased $7,408.87 this month to a total of $7,532.59.
College Savings Accounts
Our kids have 529 Plans through Vanguard. This month, we contributed $150 to our son’s 529 Plan and it increased $5,345.87 from last month to a total balance of $85,790.29. We contributed $150 to our daughter’s 529 Plan and it increased $3,849.27 from last month to a total balance of $61,080.63. Our total 2025 contributions so far are $3,328 for our son and $3,328 for our daughter.
Home
For our home value, we use the $528K purchase price that we paid in July 2016. Current comps in the area are ~$930K. We paid off our home in September 2021.
Vehicles
My wife drives a company vehicle and has a company gas card. I drive a 2017 SUV (~107K miles on odometer) that we own (no auto loan).
Credit Card Balance
All of our credit card debt is paid in full each month.
NET WORTH MILESTONES: $2,550K – $2,610K
We just passed our net worth milestones of $2,550,000 to $2,610,000! Our net worth is currently $2,618,684.35. We passed our last net worth milestone of $2,540,000 in December. We hope to reach our next milestone of $2,620,000 in the next couple of months.
April 2025 Income Statement
In April, we had a good income month but also a very large expense month. My wife’s 3% raise from her promotion went into effect but we tweaked her tax withholdings, which absorbed most of the salary increase.
This month, our total net income was $11,805.29. In addition to my wife’s regular paychecks, she received $99.99 in company reimbursements. We also earned $51.74 in interest income from our savings accounts.
This month, our expenses totaled $18,815.99. Large expenses included $1,843 for clothing, $1,270.92 for ski reasort season passes for next year, and $2,068 for vacations.
Next month, my wife and I will be traveling overseas for a couple weeks so our expenses will be higher than normal.
April 2025 Net Worth Update (+158,297.06)
Overall
In April, our net worth increased $158,297.06 from last month to a total of $2,388,935.53 (see spreadsheet screenshot).
Retirement Accounts
Our retirement accounts are comprised of our 401(k)s, our Roth IRAs and our Traditional IRAs. My Wife contributes 7% (just went up 1% this month) to her 401(k) and her company matches 4% and chips in an additional 6% at the end of the year. Her 401(k) increases 1% automatically in March every year. This month, she contributed $1,244.04 to her 401(k). I do not work and do not contribute to a retirement account any longer. The total balance of our retirement accounts increased $89,863.28 from last month to a total of $1,145,514.95.
Brokerage Account
Currently, our brokerage accounts consist of stocks and cryptocurrency (I prefer to track crypto in the “Brokerage Accounts” field rather than “Cash & Savings Accounts”). The total current value of our brokerage accounts is $539,195.44, up $74,884.65 from last month.
Cash & Savings Account
Cash and savings accounts consist of a small sum of cash at home, our online savings accounts balance. It does not include our checking account balance that we use to pay our bills each month. Our savings decreased $6,572.01 this month to a total of $14,941.46.
College Savings Accounts
Our kids have 529 Plans through Vanguard. This month, we contributed $378 to our son’s 529 Plan and it increased $146.98 from last month to a total balance of $80,444.42. We contributed $378 to our daughter’s 529 Plan and it increased $212.62 from last month to a total balance of $57,231.36. Our total 2025 contributions so far are $3,178 for our son and $3,178 for our daughter.
Home
For our home value, we use the $528K purchase price that we paid in July 2016. Current comps in the area are ~$930K. We paid off our home in September 2021.
Vehicles
My wife drives a company vehicle and has a company gas card. I drive a 2017 SUV (~106K miles on odometer) that we own (no auto loan).