In August, we had a good income month and an okay expense month (compared to our monthly average).

Our total income in August was $11,995.35.  In addition to my wife’s regular paychecks, she received $198.31 in company reimbursements for internet.  I received $3,525 in unemployment benefits. We also received $333 in child tax credits from the IRS.  We earned $10.50 in interest income from our savings accounts.

This month, our expenses totaled $14,440.41.  Large, non-recurring expenses included $1,126.96 for a new washing machine, $1,110.16 for medical/prescriptions and $508.56 for vacation expenses.

Next month, my unemployment checks may end but, more importantly, we will be paying off our home mortgage!

In July, we had a good income month and a large expense month.

Our total income in July was $11,321.02.  In addition to my wife’s regular paychecks, she received $184.43 in company reimbursements for internet.  I received $2,820.00 in unemployment benefits. We also received $333 in child tax credits from the IRS and $44.35 in reimbursements from our insurance company.  We earned $10.70 in interest income from our savings accounts.

This month, our expenses totaled $12,869.39.  Large, non-recurring expenses included $734.84 for vacations, $526 for medical/prescriptions and $667.36 for a new laptop.

Next month, my wife should receive her quarterly bonus.

In June, we had a good income month and a large expense month.

Our total income in June was $13,733.56.  In addition to my wife’s regular paychecks, she received a $206.38 in company reimbursements for internet.  My unemployment issues were resolved and I received backpay of $5,640 in unemployment benefits for the bast eight weeks.  We also earned $17.26 in interest income from our savings accounts.

This month, our expenses totaled $15,078.32.  Large, non-recurring expenses included $1,745 for vacations, $1,017.38 for medical/prescriptions and $900 in extra mortgage payments.

Next month should be a pretty typical income and expense month.

In May, we had a lower than normal income month and a large expense month.

Our total income in May was $11,128.31.  In addition to my wife’s regular paychecks, she received a quarterly bonus of $5,100 gross ($2,971.57 net) and $213.37 in company reimbursements for internet.  My unemployment benefits have run out but I am waiting hear back to see if I will receive an extension.  We earned $15.18 in interest income from our savings accounts.

This month, our expenses totaled $11,437.57.  Large, non-recurring expenses included $1,068 for vacations, $1,536 for household items and $831 in giving to our church.

In April, we had a larger than normal income month and a huge expense month.

Our total income in April was $15,055.41.  In addition to my wife’s regular paychecks, she received a third “extra” paycheck.  I received $2,820.00  in unemployment (includes extra $300/week extra stimulus money). My wife received $240.71 in company reimbursements (two months of internet).  We earned $13.93 in interest income from our savings accounts.

This month, our expenses totaled $17,803.33.  Large, non-recurring expenses included $2,709 for vacations, $3,044 for a new refrigerator, and $2,363 for household items.

Next month, my wife will receive her quarterly bonus.

In March, we had an regular income month and a huge expense month.

Our total income in March was $10,683.14.  In addition to my wife’s regular paychecks, I received $1,910 in unemployment (includes extra $300/week extra stimulus money). She received $0 in company reimbursements.  We earned $12.76 in interest income from our savings accounts.

This month, our expenses totaled $24,154.01.  Large, non-recurring expenses included $6,577 for vacation, $1,725 for half of estate plan, and $378 for clothing.

Next month, my wife will receive an “extra” third paycheck and I will receive an “extra” third unemployment check.

In February, we had an awesome income month and a somewhat high expense month.

Our total income in February was $19,311.62.  In addition to my wife’s regular paychecks, she received a quarterly bonus $14,260 gross ($8,308.73 net).  She also received $212.24 in company reimbursements.  I received $3,000 in unemployment (includes extra $300/week extra stimulus money). We earned $10.93 in interest income from our savings accounts.

This month, our expenses totaled $11,226.81.  Large, non-recurring expenses included $652 for personal care items, $157 for clothing, and $860 for dinning.

Next month, my wife should be a pretty typical income and expense month.

In January, we had a pretty typical income month and expense month.

Our total income in January was $10,629.15.  In addition to my wife’s regular paychecks, she received $137.98 in company reimbursements.  I received $2,700 in unemployment (includes extra $300/week extra stimulus money). We earned $11.45 in interest income from our savings accounts.

This month, our expenses totaled $9,613.57.  Large, non-recurring expenses included $1,106 for a cruise down payment, $685 for term life insurance, $615 for wife’s dentist, and $520 for prescriptions.

Next month, my wife should receive a quarterly bonus of $14,260 gross.

In December, we had a very high income month and an even higher expense month.

Our total income in December was $51,127.48.  In addition to my wife’s regular paychecks, she received $187.97 in company reimbursements.  I received $1,800 in unemployment in November. We pulled $38,237.68 cash out of our home to pay off our boat loan and received an escrow refund of $3,427.65.  Plus, we earned $15.29 in interest income from our savings accounts.

This month, our expenses totaled $55,142.42.  Way too much but, a huge amount was used to pay off our boat.  Even so, that means we still spent $12,009.27 on everything else. Large, non-recurring expenses include $43,133.15 to pay off our boat, $1,725 for setting up a living trust (50% of total fee), $829 for doctor visits and prescriptions, and $372 for personal care items.

Next month, our income will be much lower so we have to watch our expenses.

In October, we had a good income month and a low expense month.  Sadly, I quit my job in October due to changes in my duties and compensation.  My last day was the 27^th. 

Our total income in October was $19,982.02.  In addition to our regular paychecks, my wife and I both received a third “extra” paycheck.  I received a monthly draw/commission total of $4,402.34 gross ($3,010.54 net).  We received $232.95 in company reimbursements and $1,308.66 gross ($876.52 net) for my cashed out vacation.  Plus, we earned $17.41 in interest income from our savings accounts.

This month, our expenses totaled $14,105.04.  Not too bad but it will have to be reduced dramatically more next month since I am not working..  Large expenses included $772 for a trampoline, $516 for clothing, $406 in prescriptions, and $723 in vacation.

Next month I will begin looking for a new job.