In January, we had a regular income month and a highish expense month.

Our total income this month was $11,017.81.  In addition to my wife’s regular paychecks, we received $97.57 in interest income from our savings accounts.

This month, our expenses totaled $15,505.07.  Large expenses included $4,301.57 for vacation, $787.17 for insurance and $5,236 for food (groceries and dining).

Next month we have a big vacation planned so our expenses will likely be very high.  Thank God my wife should receive a quarterly bonus in March.

In December, we had a great income month and a high expense month.

Our total income this month was $20,274.05.  My wife maxed out on her 2023 social security contributions so her paychecks for the remainder of the year will be a bit larger ($5,993/paycheck vs $5,444.56/paycheck). In addition to my wife’s regular paychecks, she received a quarterly bonus of $11,475 gross ($7,098.10 net) and a $78.57 reimbursement for internet service. We also received an unexpected state tax refund of $1,128.59 and earned $102.31 in interest income from our savings accounts.

This month, our expenses totaled $22,119.51.  Large expenses included $6,748 for household items, $2,047 in giving to church and friends/family, $5,236 for food (groceries and dining) and $1,116 in season passes for local ski resort.

Next month we start the new year and will post our 2024 goals soon.

In November, we had a regular income month and a high expense month.

Our total income this month was $12,095.70.  My wife maxed out on her 2023 social security contributions so her paychecks for the remainder of the year will be a bit larger ($5,993/paycheck vs $5,444.56/paycheck). In addition to my wife’s regular paychecks, she received a $115.87 reimbursement for internet service. We also earned $113.35 in interest income from our savings accounts.

This month, our expenses totaled $14,882.02.  Large expenses included $3,735.78 in household items, $1,568 in care service, and $624.92 on clothing.

Next month my wife should receive a quarter bonus of ~$10,000 gross.

In October, we had a regular income month and a reasonable expense month.

Our total income this month was $12,267.69.  My wife maxed out on her 2023 social security contributions so her paychecks for the remainder of the year will be a bit larger ($6,004/paycheck vs $5,444.56/paycheck). In addition to my wife’s regular paychecks, she received a $110.87 reimbursement for internet service. We also earned $146.98 in interest income from our savings accounts.

This month, our expenses totaled $12,054.32.  Large expenses included $3,142.12 in groceries/dinning, $2,645.84 in household items, and $1,875.92 in pet care and pet insurance.

Next month should be a pretty typical income and expense month.

In September, we had a great income month and a reasonable expense month.

Our total income this month was $21,546.79.  In addition to my wife’s regular paychecks, she received a quarterly bonus of $14,917.50  gross ($9,830 net) and a 106.74 reimbursement for internet service. We also earned $160.57 in interest income from our savings accounts. 

This month, our expenses totaled $16,324.55.  Large expenses included $3,686 for giving to church/family, $2,926 for groceries/dinning, and $635 for home maintenance/repairs.

Next month should be a pretty typical income and expense month.

In August, we had a great income month but also a very high expense month.

Our total income in August was $15,962.77.  In addition to my wife’s regular paychecks, she received an unexpected bonus from old company of $706 gross ($443.72 net) and she exercised stock options worth $4,467.38 (net).  We also earned $162.55 in interest income from our savings accounts. 

This month, our expenses totaled $18,729.97.  Large expenses included $3,150 for puppy, $1,266 for gym memberships, and $990.05 for giving.

Next month my wife should receive a quarterly bonus of $14,917.50 gross.

In July, we had a typical income month but also a very high expense month.

Our total income in July was $11,161.73.  In addition to my wife’s regular paychecks, she received a company reimbursement for internet of $105.87.  We also earned $166.74 in interest income from our savings accounts. 

This month, our expenses totaled $19,646.50.  Large expenses included $2,670.54 for vacations, $5,100 for home maintenance, and $597.04 for office supplies.

Next month should be a more typical income and expense month.

In June, we had a large income month but also an even larger expense month.

Our total income in June was $17,677.85.  In addition to my wife’s regular paychecks, she received a quarterly bonus of $11,475 gross ($6,412 net) and company reimbursements for internet of $198.99.  We also earned $177.74 in interest income from our savings accounts. 

This month, our expenses totaled $18,846.03.  Large expenses included $1,085 for vacations, $2,739 for home insurance, and $2,803 for furniture.

Next month should be a more typical income and expense month.

In May, we had a regular income month and a very high expense month.

Our total income in May was $11,140.30.  In addition to my wife’s regular paychecks, she received $0 in company reimbursements for internet (she will get double next month).  We also earned $109.18 in interest income from our savings accounts.  We sold our 2013 ski boat this month for $65,000.

This month, our expenses totaled a whopping $20,272.47.  Large expenses included $5,873 for home maintenance, $1,755 for a new purse (added to Misc bucket), and $1,569.29 for vacations.

In June, my wife should receive her quarterly bonus of ~$10,000 gross.

In April, we had an good income month and a low expense month.  We thought we were going to owe a lot of income tax but it turns out we received a $4,174 federal refund and $2,436 state refund.

Our total income in April was $11,008.46.  In addition to my wife’s regular paychecks, she received $96.49 in company reimbursements for internet. We also earned $22.85 in interest income from our savings accounts.

This month, our expenses totaled $5,406.89, however, if you remove our $6,610.00 tax refund, our expenses were $12,115.08.  That’s not too bad considering we usually spend a lot more.  Large expenses included $2,382.25 for household items, $2,143.02 for vacation expenses, and $604.96 for clothing.

In May, we expect to have a pretty standard income and expense month.