All posts by 1MansMoney

I am a guy pushing 40 that is married to a beautiful woman in her 30’s. If I can only have as much luck with our finances.

February 2007 Net Worth

I will be updating our net worth on this blog at the end of every month.Below is our net worth for February 2007 (click on spreadsheet). I realize we're half way thru March already but wanted to use this as a starting point. As you can see, we currently have a negative net worth. Nowhere to go from here but up.February Notes:Purchase price used for condo value Read more [...]

Disclaimer

1MansMoney.blogspot.com’s disclaimer:

If it’s not completely obvious, I am NOT a financial professional. The information you find on this site should not be considered financial advice. Before making financial decisions, do your own homework or hire a certified financial planner (if you’re lazy).

First, some background information

My amazing wife and I have been married for one year. When we met over two years ago, I was in bad shape financially. I owed $27,000+ in credit card debit and $4,000 to my parents. My problem was that I always spent more than I earned, and figured that I’d just catch up later. Unfortunately, later never seemed to arrive. My wife (girlfriend at the time) woke me up to the fact that I was in over my head, and I needed to change my ways and pay off my debt.Substantial progress was made (another post, Read more [...]

Just getting started

We are a young couple in Southern California, I’m in my early thirties and my wife is in her early twenties (lucky me). I plan to use this blog to outline our path from a negative net worth to financial independence and early retirement. I’ll rely on all of you to act as a sounding board for us. If something we scheme up is completely out of left field, please let me know. In turn, I hope you will find in this blog strategies that you can use to improve your own financial picture.