Overall

In April, our net worth increased $158,297.06 from last month to a total of $2,388,935.53 (see spreadsheet screenshot).  

Retirement Accounts                                                                                 

Our retirement accounts are comprised of our 401(k)s, our Roth IRAs and our Traditional IRAs.  My Wife contributes 7% (just went up 1% this month) to her 401(k) and her company matches 4% and chips in an additional 6% at the end of the year.  Her 401(k) increases 1% automatically in March every year.  This month, she contributed $1,244.04 to her 401(k).  I do not work and do not contribute to a retirement account any longer.  The total balance of our retirement accounts increased $89,863.28 from last month to a total of $1,145,514.95.

Brokerage Account

Currently, our brokerage accounts consist of stocks and cryptocurrency (I prefer to track crypto in the “Brokerage Accounts” field rather than “Cash & Savings Accounts”).  The total current value of our brokerage accounts is $539,195.44, up $74,884.65 from last month.

Cash & Savings Account

Cash and savings accounts consist of a small sum of cash at home, our online savings accounts balance. It does not include our checking account balance that we use to pay our bills each month.  Our savings decreased $6,572.01 this month to a total of $14,941.46.

College Savings Accounts

Our kids have 529 Plans through Vanguard.  This month, we contributed $378 to our son’s 529 Plan and it increased $146.98 from last month to a total balance of $80,444.42.  We contributed $378 to our daughter’s 529 Plan and it increased $212.62 from last month to a total balance of $57,231.36.  Our total 2025 contributions so far are $3,178 for our son and $3,178 for our daughter.

Home                                                      

For our home value, we use the $528K purchase price that we paid in July 2016.  Current comps in the area are ~$930K.  We paid off our home in September 2021.

Vehicles

My wife drives a company vehicle and has a company gas card.  I drive a 2017 SUV (~106K miles on odometer) that we own (no auto loan). 

Overall

In March, our net worth decreased $88,733.17 from last month to a total of $2,230,638.47 (see spreadsheet screenshot).  

Retirement Accounts                                                                                 

Our retirement accounts are comprised of our 401(k)s, our Roth IRAs and our Traditional IRAs.  My Wife contributes 7% (just went up 1% this month) to her 401(k) and her company matches 4% and chips in an additional 6% at the end of the year (they just deposited $16,324.48 match into her 401(k) this month).  Her 401(k) increases 1% automatically in March every year (just increased to 7% this month). This month, she contributed $3,714.69 to her 401(k).  I do not work and do not contribute to a retirement account any longer.  The total balance of our retirement accounts decreased $58,241.86  from last month to a total of $1,055,651.67.

Brokerage Account

Currently, our brokerage accounts consist of stocks and cryptocurrency (I prefer to track crypto in the “Brokerage Accounts” field rather than “Cash & Savings Accounts”).  The total current value of our brokerage accounts is $464,310.79, down $38,449.61 from last month.

Cash & Savings Account

Cash and savings accounts consist of a small sum of cash at home, our online savings accounts balance. It does not include our checking account balance that we use to pay our bills each month.  Our savings increased $13,148.94 this month to a total of $21,513.47.

College Savings Accounts

Our kids have 529 Plans through Vanguard.  This month, we contributed $2,500 to our son’s 529 Plan and it decreased $3,361.03 from last month to a total balance of $80,297.44.  We contributed $2,500 to our daughter’s 529 Plan and it decreased $1,588.74 from last month to a total balance of $57,018.74.  Our total 2025 contributions so far are $2,800 for our son and $2,800 for our daughter.

Home                                                      

For our home value, we use the $528K purchase price that we paid in July 2016.  Current comps in the area are ~$930K.  We paid off our home in September 2021.

Vehicles

My wife drives a company vehicle and has a company gas card.  I drive a 2017 SUV (~105K miles on odometer) that we own (no auto loan). 

Credit Card Balance

All of our credit card debt is paid in full each month.

Overall

In February, our net worth decreased $195,747.03 from last month to a total of $2,319,371.64 (see spreadsheet screenshot).  

Retirement Accounts                                                                                 

Our retirement accounts are comprised of our 401(k)s, our Roth IRAs and our Traditional IRAs.  My Wife contributes 6% to her 401(k) and her company matches 4% and chips in an additional 6% at the end of the year.  Her 401(k) increases 1% automatically in March every year. This month, she contributed $1,596.51to her 401(k).  I do not work and do not contribute to a retirement account any longer.  The total balance of our retirement accounts decreased $96,192.33 from last month to a total of $1,113,893,53.

Brokerage Account

Currently, our brokerage accounts consist of stocks and cryptocurrency (I prefer to track crypto in the “Brokerage Accounts” field rather than “Cash & Savings Accounts”).  The total current value of our brokerage accounts is $502,760.40, down $99,836.09 from last month.

Cash & Savings Account

Cash and savings accounts consist of a small sum of cash at home, our online savings accounts balance. It does not include our checking account balance that we use to pay our bills each month.  Our savings decreased $222.48 this month to a total of $8,364.53.

College Savings Accounts

Our kids have 529 Plans through Vanguard.  This month, we contributed $200 to our son’s 529 Plan and it increased $422.16 from last month to a total balance of $83,658.47   We contributed $200 to our daughter’s 529 Plan and it increased $325.02 from last month to a total balance of $58,607.48.  Our total 2025 contributions so far are $300 for our son and $300 for our daughter.

Home                                                      

For our home value, we use the $528K purchase price that we paid in July 2016.  Current comps in the area are ~$926K.  We paid off our home in September 2021.

Vehicles

My wife drives a company vehicle and has a company gas card.  I drive a 2017 SUV (~105K miles on odometer) that we own (no auto loan). 

Credit Card Balance

All of our credit card debt is paid in full each month.

Overall

In January, our net worth increased $151,312.54 from last month to a total of $2,515,118.67 (see spreadsheet screenshot).  

Retirement Accounts                                                                                 

Our retirement accounts are comprised of our 401(k)s, our Roth IRAs and our Traditional IRAs.  My Wife contributes 6% to her 401(k) and her company matches 4% and chips in an additional 6% at the end of the year.  Her 401(k) increases 1% automatically in March every year. This month, she contributed $1,596.51to her 401(k).  I do not work and do not contribute to a retirement account any longer.  The total balance of our retirement accounts increased $83,763.60 from last month to a total of $1,210,085.86.

Brokerage Account

Currently, our brokerage accounts consist of stocks and cryptocurrency (I prefer to track crypto in the “Brokerage Accounts” field rather than “Cash & Savings Accounts”).  The total current value of our brokerage accounts is $602,596.49, up $69,592.70 from last month.

Cash & Savings Account

Cash and savings accounts consist of a small sum of cash at home, our online savings accounts balance. It does not include our checking account balance that we use to pay our bills each month.  Our savings decreased $4,779.34 this month to a total of $8,587.01

College Savings Accounts

Our kids have 529 Plans through Vanguard.  This month, we contributed $100 to our son’s 529 Plan and it increased $1,736.17 from last month to a total balance of $83,236.31   We contributed $100 to our daughter’s 529 Plan and it decreased $1,245.17 from last month to a total balance of $58,282.46.  Our total 2025 contributions so far are $100 for our son and $100 for our daughter.

Home                                                      

For our home value, we use the $528K purchase price that we paid in July 2016.  Current comps in the area are ~$909K.  We paid off our home in September 2021.

Vehicles

My wife drives a company vehicle and has a company gas card.  I drive a 2017 SUV (~105K miles on odometer) that we own (no auto loan). 

Credit Card Balance

All of our credit card debt is paid in full each month.

Overall

In December, our net worth decreased $86,662.94 from last month to a total of $2,363,806.13 (see spreadsheet screenshot).  We passed our net worth milestones of $2,460K to $2,540K this month but sadly dropped back down as the month drew to a close.  Still an amazing blessing!

Retirement Accounts                                                                                 

Our retirement accounts are comprised of our 401(k)s, our Roth IRAs and our Traditional IRAs.  My Wife contributes 6% to her 401(k) and her company matches 4% and chips in an additional 6% at the end of the year.  Her 401(k) increases 1% automatically in March every year. This month, she contributed $1,596.51 to her 401(k).  I do not work and do not contribute to a retirement account any longer.  The total balance of our retirement accounts decreased $27,403.00 from last month to a total of $1,126,322.26.

Brokerage Account

Currently, our brokerage accounts consist of stocks and cryptocurrency (I prefer to track crypto in the “Brokerage Accounts” field rather than “Cash & Savings Accounts”).  The total current value of our brokerage accounts is $533,003.79, down $60,376.51 from last month.

Cash & Savings Account

Cash and savings accounts consist of a small sum of cash at home, our online savings accounts balance. It does not include our checking account balance that we use to pay our bills each month.  Our savings increased $3,907.47 this month to a total of $13,366.35.

College Savings Accounts

Our kids have 529 Plans through Vanguard.  This month, we contributed $0 to our son’s 529 Plan and it decreased $1,495.82 from last month to a total balance of $81,500.14   We contributed $0 to our daughter’s 529 Plan and it decreased $1,046.83 from last month to a total balance of $57,037.29.  Our total 2024 contributions were $4,000 for our son and $4,000 for our daughter (the goal we had set for ourselves.

Home                                                      

For our home value, we use the $528K purchase price that we paid in July 2016.  Current comps in the area are ~$912K.  We paid off our home in September 2021.

Vehicles

My wife drives a company vehicle and has a company gas card.  I drive a 2017 SUV (~105K miles on odometer) that we own (no auto loan). 

Credit Card Balance

All of our credit card debt is paid in full each month.

Overall

In November, our net worth increased $351,622.17 from last month to a total of $2,450,469.07 (see spreadsheet screenshot).  We passed our net worth milestones of $2,100K to $2,450K this month!  The huge gains were mainly due to our cryptocurrency holdings.  Amazing blessing!

Retirement Accounts                                                                                 

Our retirement accounts are comprised of our 401(k)s, our Roth IRAs and our Traditional IRAs.  My Wife contributes 6% to her 401(k) and her company matches 4% and chips in an additional 6% at the end of the year.  Her 401(k) increases 1% automatically in March every year. This month, she contributed $1,022.76 to her 401(k).  I do not work and do not contribute to a retirement account any longer.  The total balance of our retirement accounts increased $183,147.76 from last month to a total of $1,153,725.26. We hold some bitcoin ETFs in our retirement accounts and those had great gains this month.

Brokerage Account

Currently, our brokerage accounts consist of stocks and cryptocurrency (I prefer to track crypto in the “Brokerage Accounts” field rather than “Cash & Savings Accounts”).  The total current value of our brokerage accounts is $593,380.30, up $179,259.79 from last month.

Cash & Savings Account

Cash and savings accounts consist of a small sum of cash at home, our online savings accounts balance. It does not include our checking account balance that we use to pay our bills each month.  Our savings decreased $14,772.39 this month to a total of $9,458.88.

College Savings Accounts

Our kids have 529 Plans through Vanguard.  This month, we contributed $0 to our son’s 529 Plan and it increased $2,493.03 from last month to a total balance of $82,995.96.   We contributed $0 to our daughter’s 529 Plan and it increased $1,744.73 from last month to a total balance of $58,084.12.  Our total 2024 contributions so far are $4,000 for our son and $4,000 for our daughter.  Our goal for the year was $8,000 total ($4K each) for our kids’ 529 Plans and we reached our goal with time to spare.

Home                                                      

For our home value, we use the $528K purchase price that we paid in July 2016.  Current comps in the area are ~$909K.  We paid off our home in September 2021.

Vehicles

My wife drives a company vehicle and has a company gas card.  I drive a 2017 SUV (~105K miles on odometer) that we own (no auto loan). 

Credit Card Balance

All of our credit card debt is paid in full each month.

Overall

In October, our net worth increased $80,071.87 from last month to a total of $2,098,846.90 (see spreadsheet screenshot).  We passed our net worth milestones of $2,030K to $2,090K this month!  Such a blessing.

Retirement Accounts                                                                                 

Our retirement accounts are comprised of our 401(k)s, our Roth IRAs and our Traditional IRAs.  My Wife contributes 6% to her 401(k) and her company matches 4% and chips in an additional 6% at the end of the year.  Her 401(k) increases 1% automatically in March every year. This month, she contributed $1,022.76 to her 401(k).  I do not work and do not contribute to a retirement account any longer.  The total balance of our retirement accounts increased $45,960.81 from last month to a total of $970,577.50.

Brokerage Account

Currently, our brokerage accounts consist of stocks and cryptocurrency (I prefer to track crypto in the “Brokerage Accounts” field rather than “Cash & Savings Accounts”).  The total current value of our brokerage accounts is $414,120.51, up $38,969.09 from last month.

Cash & Savings Account

Cash and savings accounts consist of a small sum of cash at home, our online savings accounts balance. It does not include our checking account balance that we use to pay our bills each month.  Our savings increased $298.69 this month to a total of $24,231.27.

College Savings Accounts

Our kids have 529 Plans through Vanguard.  This month, we contributed $0 to our son’s 529 Plan and it increased $1,233.39 from last month to a total balance of $80,502.93.  We contributed $0 to our daughter’s 529 Plan and it increased $863.18 from last month to a total balance of $56,339.39.  Our total 2024 contributions so far are $4,000 for our son and $4,000 for our daughter.  Our goal for the year was $8,000 total ($4K each) into our kids’ 529 Plans and we reached our goal with time to spare.

Home                                                      

For our home value, we use the $528K purchase price that we paid in July 2016.  Current comps in the area are ~$924K.  We paid off our home in September 2021.

Vehicles

My wife drives a company vehicle and has a company gas card.  I drive a 2017 SUV (~105K miles on odometer) that we own (no auto loan). 

Credit Card Balance

All of our credit card debt is paid in full each month.

We just passed our net worth milestones of $2,030,000 to $2,090,000! Our net worth is currently $2,053,453. We passed our last net worth milestone of $2,020,000 four days ago. We hope to reach our next milestone of $2,100,000 in a couple of months.

We just passed our net worth milestone of$2,020,000! Our net worth is currently $2,022,062.71. We passed our last net worth milestone of $2,010,000 in March. We hope to reach our next milestone of $2,030,000 as early as next month.