Overall

July was an amazing month.  We passed our net worth milestones of $2,620,000 to $2,750,000 (it’s dropped a bit since then).  Our net worth increased $145,177.15 from last month to a total of $2,699,507.41 (see spreadsheet screenshot).  

Retirement Accounts

Our retirement accounts are comprised of our 401(k)s, our Roth IRAs and our Traditional IRAs.  My Wife contributes 7% (just went up 1% this month) to her 401(k) and her company matches 4% and chips in an additional 6% at the end of the year.  Her 401(k) increases 1% automatically in March every year.  This month, she contributed $1,281.36 to her 401(k).  I do not work and do not contribute to a retirement account any longer.  The total balance of our retirement accounts increased $91,648.85 from last month to a total of $1,365,340.30.

Brokerage Account

Currently, our brokerage accounts consist of stocks and cryptocurrency (I prefer to track crypto in the “Brokerage Accounts” field rather than “Cash & Savings Accounts”).  The total current value of our brokerage accounts is $622,440.22, up $53,000.75 from last month.

Cash & Savings Account

Cash and savings accounts consist of a small sum of cash at home, our online savings accounts balance. It does not include our checking account balance that we use to pay our bills each month.  Our savings decreased $4,616.80 this month to a total of $1,601.47 because we are preparing to replace both of our home air conditioners next month.

College Savings Accounts

Our kids have 529 Plans through Vanguard.  This month, we contributed $165 to our son’s 529 Plan and it increased $3,110.59 from last month to a total balance of $92,944.85.  We contributed $165 to our daughter’s 529 Plan and it increased $2,265.14 from last month to a total balance of $66,273.85.  Our total 2025 contributions so far are $3,658 for our son and $3,658 for our daughter.

Home                                                      

For our home value, we use the $528K purchase price that we paid in July 2016.  Current comps in the area are ~$925K.  We paid off our home in September 2021.

Vehicles

My wife drives a company vehicle and has a company gas card.  I drive a 2017 SUV (~108K miles on odometer) that we own (no auto loan). 

Credit Card Balance

All of our credit card debt is paid in full each month.

We just passed our net worth milestones of $2,720,000 and 2,750,000! Our net worth is currently $2,751,803.46. We passed our last net worth milestone of $2,710,000 yesterday. We hope to reach our next milestone of $2,760,000 before the end of this month.

We just passed our net worth milestones of $2,700,000 and 2,710,000! Our net worth is currently $2,711,127.21. We passed our last net worth milestone of $2,690,000 yesterday. We hope to reach our next milestone of $2,720,000 before the end of this month.

We just passed our net worth milestone of $2,690,000! Our net worth is currently $2,693,783.38. We passed our last net worth milestone of $2,680,000 yesterday. We hope to reach our next milestone of $2,700,000 this month, because our cryptocurrency investments are soaring.

We just passed our net worth milestones of $2,620,000 to $2,680,000! Our net worth is currently $2,689,073.16. We passed our last net worth milestone of $2,610,000 in May. We hope to reach our next milestone of $2,690,000 this month, if our crypto investments keep soaring.

Overall

In June, our net worth increased $21,972.10 from last month to a total of $2,554,330.26 (see spreadsheet screenshot).  

Retirement Accounts

Our retirement accounts are comprised of our 401(k)s, our Roth IRAs and our Traditional IRAs.  My Wife contributes 7% (just went up 1% this month) to her 401(k) and her company matches 4% and chips in an additional 6% at the end of the year.  Her 401(k) increases 1% automatically in March every year.  This month, she contributed $1,855.11 to her 401(k).  I do not work and do not contribute to a retirement account any longer.  The total balance of our retirement accounts increased $35,702.06 from last month to a total of $1,273,691.45.

Brokerage Account

Currently, our brokerage accounts consist of stocks and cryptocurrency (I prefer to track crypto in the “Brokerage Accounts” field rather than “Cash & Savings Accounts”).  The total current value of our brokerage accounts is $569,439.47, down $19,153.97 from last month.

Cash & Savings Account

Cash and savings accounts consist of a small sum of cash at home, our online savings accounts balance. It does not include our checking account balance that we use to pay our bills each month.  Our savings decreased $1,314.32 this month to a total of $6,218.27.

College Savings Accounts

Our kids have 529 Plans through Vanguard.  This month, we contributed $165 to our son’s 529 Plan and it increased $4,043.97 from last month to a total balance of $89,834.26.  We contributed $165 to our daughter’s 529 Plan and it increased $2,928.08 from last month to a total balance of $64,008.71.  Our total 2025 contributions so far are $3,493 for our son and $3,493 for our daughter.

Home                                                      

For our home value, we use the $528K purchase price that we paid in July 2016.  Current comps in the area are ~$925K.  We paid off our home in September 2021.

Vehicles

My wife drives a company vehicle and has a company gas card.  I drive a 2017 SUV (~108K miles on odometer) that we own (no auto loan). 

Credit Card Balance

All of our credit card debt is paid in full each month.

Overall

In May, our net worth increased $143,422.63 from last month to a total of $2,532,358.16 (see spreadsheet screenshot).  

Retirement Accounts                                                                                 

Our retirement accounts are comprised of our 401(k)s, our Roth IRAs and our Traditional IRAs.  My Wife contributes 7% (just went up 1% this month) to her 401(k) and her company matches 4% and chips in an additional 6% at the end of the year.  Her 401(k) increases 1% automatically in March every year.  This month, she contributed $1,244.04 to her 401(k).  I do not work and do not contribute to a retirement account any longer.  The total balance of our retirement accounts increased $92,474.44 from last month to a total of $1,237,989.39.

Brokerage Account

Currently, our brokerage accounts consist of stocks and cryptocurrency (I prefer to track crypto in the “Brokerage Accounts” field rather than “Cash & Savings Accounts”).  The total current value of our brokerage accounts is $588,593.44, up $49,398.00 from last month.

Cash & Savings Account

Cash and savings accounts consist of a small sum of cash at home, our online savings accounts balance. It does not include our checking account balance that we use to pay our bills each month.  Our savings decreased $7,408.87 this month to a total of $7,532.59.

College Savings Accounts

Our kids have 529 Plans through Vanguard.  This month, we contributed $150 to our son’s 529 Plan and it increased $5,345.87 from last month to a total balance of $85,790.29.  We contributed $150 to our daughter’s 529 Plan and it increased $3,849.27 from last month to a total balance of $61,080.63.  Our total 2025 contributions so far are $3,328 for our son and $3,328 for our daughter.

Home                                                      

For our home value, we use the $528K purchase price that we paid in July 2016.  Current comps in the area are ~$930K.  We paid off our home in September 2021.

Vehicles

My wife drives a company vehicle and has a company gas card.  I drive a 2017 SUV (~107K miles on odometer) that we own (no auto loan). 

Credit Card Balance

All of our credit card debt is paid in full each month.

Overall

In April, our net worth increased $158,297.06 from last month to a total of $2,388,935.53 (see spreadsheet screenshot).  

Retirement Accounts                                                                                 

Our retirement accounts are comprised of our 401(k)s, our Roth IRAs and our Traditional IRAs.  My Wife contributes 7% (just went up 1% this month) to her 401(k) and her company matches 4% and chips in an additional 6% at the end of the year.  Her 401(k) increases 1% automatically in March every year.  This month, she contributed $1,244.04 to her 401(k).  I do not work and do not contribute to a retirement account any longer.  The total balance of our retirement accounts increased $89,863.28 from last month to a total of $1,145,514.95.

Brokerage Account

Currently, our brokerage accounts consist of stocks and cryptocurrency (I prefer to track crypto in the “Brokerage Accounts” field rather than “Cash & Savings Accounts”).  The total current value of our brokerage accounts is $539,195.44, up $74,884.65 from last month.

Cash & Savings Account

Cash and savings accounts consist of a small sum of cash at home, our online savings accounts balance. It does not include our checking account balance that we use to pay our bills each month.  Our savings decreased $6,572.01 this month to a total of $14,941.46.

College Savings Accounts

Our kids have 529 Plans through Vanguard.  This month, we contributed $378 to our son’s 529 Plan and it increased $146.98 from last month to a total balance of $80,444.42.  We contributed $378 to our daughter’s 529 Plan and it increased $212.62 from last month to a total balance of $57,231.36.  Our total 2025 contributions so far are $3,178 for our son and $3,178 for our daughter.

Home                                                      

For our home value, we use the $528K purchase price that we paid in July 2016.  Current comps in the area are ~$930K.  We paid off our home in September 2021.

Vehicles

My wife drives a company vehicle and has a company gas card.  I drive a 2017 SUV (~106K miles on odometer) that we own (no auto loan). 

Overall

In March, our net worth decreased $88,733.17 from last month to a total of $2,230,638.47 (see spreadsheet screenshot).  

Retirement Accounts                                                                                 

Our retirement accounts are comprised of our 401(k)s, our Roth IRAs and our Traditional IRAs.  My Wife contributes 7% (just went up 1% this month) to her 401(k) and her company matches 4% and chips in an additional 6% at the end of the year (they just deposited $16,324.48 match into her 401(k) this month).  Her 401(k) increases 1% automatically in March every year (just increased to 7% this month). This month, she contributed $3,714.69 to her 401(k).  I do not work and do not contribute to a retirement account any longer.  The total balance of our retirement accounts decreased $58,241.86  from last month to a total of $1,055,651.67.

Brokerage Account

Currently, our brokerage accounts consist of stocks and cryptocurrency (I prefer to track crypto in the “Brokerage Accounts” field rather than “Cash & Savings Accounts”).  The total current value of our brokerage accounts is $464,310.79, down $38,449.61 from last month.

Cash & Savings Account

Cash and savings accounts consist of a small sum of cash at home, our online savings accounts balance. It does not include our checking account balance that we use to pay our bills each month.  Our savings increased $13,148.94 this month to a total of $21,513.47.

College Savings Accounts

Our kids have 529 Plans through Vanguard.  This month, we contributed $2,500 to our son’s 529 Plan and it decreased $3,361.03 from last month to a total balance of $80,297.44.  We contributed $2,500 to our daughter’s 529 Plan and it decreased $1,588.74 from last month to a total balance of $57,018.74.  Our total 2025 contributions so far are $2,800 for our son and $2,800 for our daughter.

Home                                                      

For our home value, we use the $528K purchase price that we paid in July 2016.  Current comps in the area are ~$930K.  We paid off our home in September 2021.

Vehicles

My wife drives a company vehicle and has a company gas card.  I drive a 2017 SUV (~105K miles on odometer) that we own (no auto loan). 

Credit Card Balance

All of our credit card debt is paid in full each month.