October was a great income month and a high expense month (see spreadsheet screenshot).

Our total income in October was $16,986.62.  In addition to our regular paychecks, my wife received a $2,250 gross ($1,524.87 net) supplemental bonus and a $250 gift card.   I received a monthly bonus of $2,708.33 gross ($1,583.47 net). My wife also received a $1,370.46 auto allowance / mileage reimbursement and I received a $450 auto allowance. We earned $5.87 in interest income from our savings accounts.

This month, our expenses totaled $15,334.35.  Big ticket items include $1,986.66 in vacation costs, $2,332.03 in household stuff, and $169.68 in skin care stuff for my wife.

Next month, my wife will learn if she is part of a nationwide layoff at her company.  We’re optimistic that she will avoid the cut but she is looking into other options, just in case.

September was an amazing income month and a very high expense month (see spreadsheet screenshot).

Our total income in September was $20,260.50.  In addition to our regular paychecks, my wife received a quarterly bonus of $10,159.17 gross ($5,964.95 net) and I received a monthly bonus of $1,666.66 gross ($977.19 net).  My wife also received a $1,524.78 auto allowance / mileage reimbursement and I received a $450 auto allowance. We earned $5.89 in interest income from our savings accounts.

This month, our expenses totaled $17,977.27.  Big ticket items include $609 boat registration bill, $127.37 in clothing, and $2,323 in vacation costs.

Next month, my I should receive a quarterly bonus ?

July was a great income month and a very reasonable expense month (see spreadsheet screenshot).

Our total income in July was $16,699.83. In addition to our regular paychecks, I also received a monthly bonus of monthly bonus $5,289.32 gross ($3,094.21 net) and my wife received a special discretionary bonus of $900 gross ($685.61 net) . My wife also received a $1,391.98 auto allowance / mileage reimbursement and I received a $450 auto allowance. We earned $4.07 in interest income from our savings accounts.

This month, our expenses totaled $12,602.63. Big ticket items include $158.29 in gifts, $199.33 in furniture, and $120.37 for entertainment (concert).

Next month my wife my get a very large quarterly bonus and I should receive a decent monthly bonus. Hopefully our expenses can stay low.

June was a great income month but and a bad expense month (see spreadsheet screenshot).

Our total income in June was $14,940.21.  In addition to our regular paychecks, I received third “extra” paycheck.  I also received a monthly bonus of monthly bonus $1,791.67 gross ($1,047.51 net) and my wife received a quarterly bonus of $2,946.00 gross ($1,662.37 net).  My wife also received a $851.06 auto allowance / mileage reimbursement and I received a $450 auto allowance. We earned $5.31 in interest income from our savings accounts.

This month, our expenses totaled $16,635.22.  Big ticket items include $3,427.79 in appliances, $364.73 in auto repairs, and $206.24 for vacation.

Next month I hope we can do better.

May was an great income month but we spent almost exactly the same about we made, which isn’t good (see spreadsheet screenshot). Our total income in May was $13,221.19. In addition to our regular paychecks, I received a monthly bonus of $916.67 gross ($535.94 net). My wife also received a $1,506.38 auto allowance / mileage reimbursement and I received a $450 auto allowance. We earned $5.16 in interest income from our savings accounts.

This month, our expenses totaled $13,205.18. Big ticket items include $902.35 in misc items, $437.63 in clothing, and $248.78 in medical/prescriptions.

Next month we both should get a few thousand in bonuses and I will receive a 3rd “extra” paycheck.

April was a great income month and thankfully, a reasonable expense month (see spreadsheet screenshot).

Our total income in April was $17,284.35. In addition to our regular paychecks, I received a monthly/quarterly bonus of $5,733.27 gross ($3,352.01 net) and my wife received special bonus of $797.00 gross ($696.60 net). My wife received a $1,851.04 auto allowance / mileage reimbursement and I received a $450 auto allowance. Our Federal tax refund was $426. We earned $5.99 in interest income from our savings accounts.

This month, our expenses totaled $13,355.44. Big ticket items include $409.66 for boat “stuff”, $380 in clothing, and $230 in personal care (wife’s hair and nails).

Next month may be a light income month because neither one of us expects much in the way of bonuses.

March was an outstanding income month but also a high expense month (see spreadsheet screenshot).

Our total income in March was $22,787.57.  This month, I received an 11% raise and my wife received a 1.55% raise.  In addition to our regular paychecks, I received a monthly bonus of $1,250 gross ($730.82 net) and my wife received a quarterly bonus of $14,275.44 gross ($8,109.17 net).  My wife also received a $1,392.22 auto allowance / mileage reimbursement and I received a $450 auto allowance. On top of that, my wife also received a $1,698.80 reimbursement for internet and other expenses.  Our state tax refund was $1,759.  We earned $4.01 in interest income from our savings accounts.

This month, our expenses totaled $22,150.26.  Big ticket items include $2,530 for new flooring, $2,200 extra in mortgage payments and $2,000 extra in car payments

Next month we should receive about $6,000 in work bonus money 🙂

February was a good income month (almost identical to last month) but also a high expense month (see spreadsheet screenshot).

Our total income in February was $14,731.26.  In addition to our regular paychecks, I received a monthly bonus of $1,704.83 gross ($996.74 net).  My wife received a $1,027.31 auto allowance / mileage reimbursement and I received a $450 auto allowance.  My wife also received a $2,112.28 reimbursement for internet and other expenses.  We earned $4.43 in interest income from our savings accounts.

This month, our expenses totaled $14,949.32, more than our total income this month ☹  Big ticket items include $3,050.13 for household items (some reimbursed), $702.39 for entertainment, and $170 in lake passes.

Next month should be another an incredible income month since we should receive a great tax refund and lots of bonus money.

January was a good income month but also a high expense month (see spreadsheet screenshot).

Our total income in January was $14,784.09.  In addition to our regular paychecks, I received a monthly and quarterly bonus of $4840.83 gross ($2693.72 net). My wife received a $1,350.20 auto allowance / mileage reimbursement and I received a $450 auto allowance.  We earned $4.69 in interest income from our savings accounts.

This month, our expenses totaled $14,388.27, just barely less than our total income this month.  Big ticket items include $2,165 for nanny/babysitting, $1,181.57 in household items, and $1,502.28.

Next month should be another good income month since we will receive a good tax refund.

December was a terrific income month but also a high expense month (see spreadsheet screenshot).

Our total income in December was $18,756.57.  In addition to our regular paychecks, my wife received a quarterly bonus of 8,077.44 gross ($4,519.27 net). I received a monthly bonus of $2,222.41 gross ($1,254.10 net), and I received a 3^rd “extra” paycheck. My wife received a $915.54 auto allowance / mileage reimbursement and I received a $450 auto allowance.  We earned $4.28 in interest income from our savings accounts.

This month, our expenses totaled $13,135.10, almost the same amount that we spent last month (and that is not good).  Big ticket items include $805 in doctor/dental bills, $562 in entertainment, and $640 in gifts.

Next month should be another good income month since I will receive a good quarterly bonus.