Happy New Year! 2025 was an amazing year but we had mixed results reaching our 2025 financial goals.  Below are our results.

1) Pass our 2035 Net Worth Goal FAIL

We had hoped to reach our 2035 net worth of $2,500,000 by the end of 2025 in order to maintain our 10-year lead over the net worth goals that we set for ourselves years ago.  At one point this past year, we had passed the 2035 goal by a large margin, reaching a net worth of $2,700,000, but markets declined causing our net worth to fall.  We ended 2025 with a net worth of $2,388,327.

2) $6,000 in tithing SUCCESS

We blew way past our goal of tithing $6,000 in 2025.  We ended the year with total giving of $13,736.  We are so blessed!

3) Contribute $9,000 to 529 Plans ($4,500 for each child) SUCCESS

We hit our 2025 goal of $9,000 in total contributions to our kids’ 529 Plans right before the end of the year. Our son is currently 14 years old with a 529 Plan balance of $101,977 and our daughter is 11 years old with a 529 Plan balance of $72,967. 

4) Maintain savings account balance of $20,000 FAIL

We fell short of our saving account balance goal.  This is one goal that we seem to struggle with every year.  Our excuse for 2025 was that we had $45,000 in unplanned house and car maintenance that depleted our savings significantly.  We ended 2025 with total savings of $10,354.

5) Take two family vacations SUCCESS

We took two large vacations this past year (Greece and Hawaii) and also a number of small get away trips.  Priceless “memory dividends” and money well spent.