October was a great income month and a high expense month (see spreadsheet screenshot).

Our total income in October was $16,986.62.  In addition to our regular paychecks, my wife received a $2,250 gross ($1,524.87 net) supplemental bonus and a $250 gift card.   I received a monthly bonus of $2,708.33 gross ($1,583.47 net). My wife also received a $1,370.46 auto allowance / mileage reimbursement and I received a $450 auto allowance. We earned $5.87 in interest income from our savings accounts.

This month, our expenses totaled $15,334.35.  Big ticket items include $1,986.66 in vacation costs, $2,332.03 in household stuff, and $169.68 in skin care stuff for my wife.

Next month, my wife will learn if she is part of a nationwide layoff at her company.  We’re optimistic that she will avoid the cut but she is looking into other options, just in case.