Last month I said we’d tighten our belts in June, and I’m happy to report that we did pretty good controlling our expenses this month (click on spreadsheet below).
We spent just over $6,444.45 this month. This was our first full month of living in our rental unit, which helped reduce our costs of living. One large unexpected bill, we do to switching insurance companies in June. We had to pay a total of $1,296.70 for 12 months of auto and renters insurance. We also had to have my wife’s wedding ring appraised for insurance purposes, costing us $135.94. If you subtract out the large insurance related costs, our expenses for the June drop to $5,011.81.
In addition to our regular salaries, my wife received her $110 company internet and cell phone reimbursements and we received a total of $131.02 in credit card rewards. We’ve both been charging a lot of business expenses to our rewards credit cards. Since we are both reimburse for these expenses, the credit card rewards are truly free money.
Next month should be another very reasonable month for expenses. Incomewise, I will receive a third “extra” paycheck next month but my take home per check will drop slightly because my 3% contribution increase to my 401(k) will kick in. We should also receive a small prorated refund from our old insurance company.
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It look like your plan to move into a rental is starting to payoff. Congrats on a good month
That was a big chunk of change all at once for your insurance bill, but at least it leads you to not worry about it for another year! Six or three months would soften the immediate blow, but it would hit more often and you probably saved money, as well.
Jerry
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