All posts by 1MansMoney

I am a guy pushing 40 that is married to a beautiful woman in her 30's. If I can only have as much luck with our finances.

November 2018 Income Statement

November was another a great income month and a lower than usual expense month (see spreadsheet screenshot).  Best of all, we learned that my wife will keep her job and not be part of her company’s layoff. Our total income in October was $15,665.25.  In addition to our regular paychecks, I received a third “extra” paycheck.  I also received a monthly bonus of $1,250 gross ($730.82 net), $450 auto allowance and $100 holiday gift card.  My wife also received a $923.10 auto allowance / Read more [...]

November 2018 Net Worth Update ($3,853.30)

Overall In November, we dug our way back bit from our huge $19K decrease last month.  Our net worth increased $3,853.30 from last month to a total of $685,994.57 (see spreadsheet screenshot). Retirement Accounts Our retirement accounts are comprised of our 401(k)s, our Roth IRAs and our Traditional IRAs.  We contribute 5% to my wife’s 401(k).  My wife’s company matches up to 5% of her 401(K) contribution and chips in an additional 5% on top of the match (both 100% vested when Read more [...]

October 2018 Income Statement

October was a great income month and a high expense month (see spreadsheet screenshot). Our total income in October was $16,986.62.  In addition to our regular paychecks, my wife received a $2,250 gross ($1,524.87 net) supplemental bonus and a $250 gift card.   I received a monthly bonus of $2,708.33 gross ($1,583.47 net). My wife also received a $1,370.46 auto allowance / mileage reimbursement and I received a $450 auto allowance. We earned $5.87 in interest income from our savings accounts. This Read more [...]

October 2018 Net Worth Update (-19,377.10)

Overall Ouch!  October was a tough month for our net worth.  It decreased $19,377.10 from last month to a total of $682,141.27 (see spreadsheet screenshot). Retirement Accounts Our retirement accounts are comprised of our 401(k)s, our Roth IRAs and our Traditional IRAs.  We contribute 5% to my wife’s 401(k).  My wife’s company matches up to 5% of her 401(K) contribution and chips in an additional 5% on top of the match (both 100% vested when deposited in March).  This month, we Read more [...]

September 2018 Income Statement

September was an amazing income month and a very high expense month (see spreadsheet screenshot). Our total income in September was $20,260.50.  In addition to our regular paychecks, my wife received a quarterly bonus of $10,159.17 gross ($5,964.95 net) and I received a monthly bonus of $1,666.66 gross ($977.19 net).  My wife also received a $1,524.78 auto allowance / mileage reimbursement and I received a $450 auto allowance. We earned $5.89 in interest income from our savings accounts. This Read more [...]

September 2018 Net Worth Update (+$9,901.66)

Overall September was very good month for our net worth.  It increased $9,901.66 from last month to a total of $701,518.37 (see spreadsheet screenshot). Retirement Accounts Our retirement accounts are comprised of our 401(k)s, our Roth IRAs and our Traditional IRAs.  We contribute 5% to my wife’s 401(k).  My wife’s company matches up to 5% of her 401(K) contribution and chips in an additional 5% on top of the match (both 100% vested when deposited in March).  This month, we contributed Read more [...]

August 2018 Income Statement

August was a good income month and a pretty terrible expense month (see spreadsheet screenshot). Our total income in August was $13,804.42.  In addition to our regular paychecks, I also received a monthly bonus of monthly bonus $1,833.33 gross ($1,071.87 net) and my wife received gift cards from her company worth $350.  My wife also received a $1,004.42 auto allowance / mileage reimbursement and I received a $450 auto allowance. We earned $4.17 in interest income from our savings accounts. This Read more [...]

August 2018 Net Worth Update (+$7,548.32)

Overall August was good month for our net worth.  It increased $7,548.32 from last month to a total of $691,616.71 (see spreadsheet screenshot). Our retirement accounts passed $300K this month.  Such a blessing! Retirement Accounts Our retirement accounts are comprised of our 401(k)s, our Roth IRAs and our Traditional IRAs.  We contribute 5% to my wife’s 401(k).  My wife’s company matches up to 5% of her 401(K) contribution and chips in an additional 5% on top of the match (both Read more [...]