All posts by 1MansMoney

I am a guy pushing 40 that is married to a beautiful woman in her 30's. If I can only have as much luck with our finances.

June 2022 Income Statement

In June, we had an average income month and very low expenses.  Our total income in June was $8,539.70.  In addition to my wife’s regular paychecks, she received $212.07 company reimbursement for internet and toll roads.  We earned $37.62 in interest income from our savings accounts and stablecoins. This month, our expenses totaled $5,538.86. This is pretty misleading because we received a $6,150 refund for a cancelled vacation. We have begun to book new vacation plans but Read more [...]

June 2022 Net Worth Update (-$135,326.74)

OverallJune was another down month for our net worth as markets continue to fall. Our net worth decreased $135,326.74 from last month to a total of $1,246,250.49 (see spreadsheet screenshot). Retirement AccountsOur retirement accounts are comprised of our 401(k)s, our Roth IRAs and our Traditional IRAs.  We contribute 6% to my wife’s 401(k).  My wife’s company matches up to 6% of her 401(K) contribution and chips in an additional 3% on top of the match at the end of the year (vests over Read more [...]

May 2022 Income Statement

In May, we had another good income month with pretty reasonable expenses.  Our total income in May was $13,379.22.  In addition to my wife’s regular paychecks, she received an $8,252 gross ($4,816.37 net) quarterly bonus and $238.02 company reimbursement for internet.  We earned $35.37 in interest income from our savings accounts and stablecoins. This month, our expenses totaled $8,607.67.  Large expenses included $2,235.39 on groceries, $1,100.20 for medical/prescriptions, Read more [...]

May 2022 Net Worth Update (-$76,037.42)

Overall In May, was a tough month for our net worth as markets continue to struggle. Our net worth decreased $76,037.42 from last month to a total of $1,381,577.23 (see spreadsheet screenshot).  Retirement Accounts Our retirement accounts are comprised of our 401(k)s, our Roth IRAs and our Traditional IRAs.  We contribute 6% to my wife’s 401(k).  My wife’s company matches up to 6% of her 401(K) contribution and chips in an additional 3% on top of the match at the Read more [...]

April 2022 Income Statement

In April, we had the perfect balance of a good income month and low expenses.  Our total income in April was $12,820.67.  In addition to my wife’s regular paychecks (4.05% raise kicked in mid April), she received a third “extra” paycheck and $192.72 company reimbursement for internet.  We received $115.87 in insurance reimbursements and earned $47.00 in interest income from our savings accounts and stablecoins. This month, our expenses totaled $7,128.37.  So good to see!  Read more [...]

April 2022 Net Worth Update (-$138,462.03)

Overall In April, we was a tough month for our net worth.  Most markets seem to be down right now. Our net worth decreased $138,462.03 from last month to a total of $1,457,614.65 (see spreadsheet screenshot).  Retirement Accounts Our retirement accounts are comprised of our 401(k)s, our Roth IRAs and our Traditional IRAs.  We contribute 6% to my wife’s 401(k).  My wife’s company matches up to 6% of her 401(K) contribution and chips in an additional 3% on Read more [...]

March 2022 Income Statement

In March, we had a pretty extreme income month and expense month.  Our total income in March was $15,160.59.  In addition to my wife’s regular paychecks, she received a quarterly bonus of $11,160 gross ($6,513.64 net) and $246.03 company reimbursement for internet.  We received $327.34 in insurance reimbursements and earned $148.46 in interest income from our savings accounts and stablecoins. This month, our expenses totaled $90,870.14  Our largest cost was taxes ($58,444 Read more [...]

March 2022 Net Worth Update (+$32,435.42)

Overall In March, we saw a was a nice increase to our net worth.  Our net worth increased $32,435.42 from last month to a total of $1,596,076.68 (see spreadsheet screenshot).  Retirement Accounts Our retirement accounts are comprised of our 401(k)s, our Roth IRAs and our Traditional IRAs.  We contribute 6% to my wife’s 401(k).  My wife’s company matches up to 6% of her 401(K) contribution and chips in an additional 3% on top of the match at the end of the year Read more [...]

February 2022 Income Statement

In February, we had a pretty standard income month and decent expense month.  Our total income in February was $8,767.03.  In addition to my wife’s regular paychecks, she received $224.42 in company reimbursements for internet.  We received $455.29 in insurance reimbursements and earned $162.18 in interest income from our savings accounts and stablecoins.  My wife was also informed that she will be receiving a 4.05% raise, bringing her salary to $176,060.  She also Read more [...]

February 2022 Net Worth Update (+$6,611.09)

Overall February was a slightly up month for our net worth.  Our net worth increased $6,611.09 from last month to a total of $1,563,641.26 (see spreadsheet screenshot).  Retirement Accounts Our retirement accounts are comprised of our 401(k)s, our Roth IRAs and our Traditional IRAs.  We contribute 7% to my wife’s 401(k).  My wife’s company matches up to 6% of her 401(K) contribution and chips in an additional 3% on top of the match at the end of the year (vests Read more [...]