2009 Goals

Since we are on the eve of the new year, I thought it would be appropriate to post our goals for 2009. I’m not sure what to expect in 2009, but we have great hopes. Below are a few of our goals for 2009.

1) Increase net worth to $75,600
This should be doable if we are able to hit most of the goals below.
2) Wife to get a new job
Ideally, my wife will get a job in the same industry as her last job and receive similar benefits, such as a company car and matching 401(k). How long the job search takes will determine whether or not we are able to hit our other goals.
3) Increase savings account balance to $20,000
Our saving account balance is currently just over $15,000, but this goal will be harder than it looks. Some of our current savings is earmarked for property taxes, income taxes, and a vacation to Hawaii in 2009.
4) Max out Roth IRAs ($5,000 each)
We missed this goal in 2008, but I hope we can bounce back in 2009.
5) Contributing at least 5% of income to company 401(k)
This is already set on autopilot, so I don’t see a problem reaching this goal.
6) Decrease debt by $8,000
This should be an easy goal, if we are able continue paying down our debt at the same rate as last year.
7) Draft wills
We’ve been putting this off for awhile, but will make it a priority in 2009.

So, we’ve got some pretty challenging goals for 2009. God willing, the economy will start to turn around and help us all reach our goals. Have a safe and Happy New Year!

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