In July, our net worth decreased $3,801.350, to a total of $284,672.36.

What Worked
Our daughter’s new 529 Plan had a $5.61 increase over last month

What Didn’t Work
We passed a net worth milestone of $290,000 in June, but dropped back well below $290K and have not yet recovered. We also added another hospital bill to the 0% credit card. We contribution at total of $818.88 (low because my wife is currently on disability) to our retirement accounts and saw them decrease $2,216.94. 

Next Month
September 19th will be my last month working at my current company. I have decided to take a break (hopefully short) to spend time with my family and then begin looking for a new job. So, we’ll try to get more money tucked away into savings in August to help get us through my period of unemployment.

March was a good net worth increase month.  In March, our net worth increased $2,728.93, to a total of $276,759.31 (click on spreadsheet below).

What Worked
We contribution at total of $1,223.05 to our retirement accounts and saw them increase $1,953.11.  We also contributed $150 to our son’s 529 Plan and $750 to savings.  We also closed my wife’s ESPP and moved the money into savings. 
 
What Didn’t Work
Our relatively new taxable brokerage account investment declined considerably.

February was our best net worth increase month by a very large margin.  In February, our net worth increased $28,622.684, to a total of $274,030.38 (click on spreadsheet below).

In February, my wife earned a $66,600.00 gross ($27,808.32 net) quarterly bonus!  This positively impacted every area of our balance sheet.  We contribution at total of $4,523.05 to our retirement accounts ($3,300 from her bonus) and saw them increase to $8,361.82.  We also contributed a total of $3,704.17 to her ESPP ($3,300 from her bonus), $1,150 to savings, $150 to our son’s 529 Plan, 10% of gross to our church tithe, and bought stock in our brokerage account.  In addition, we paid off our $12,098.89 auto loan.  Thanks to the huge blessing of my wife’s bonus, we passed three net worth milestones in one month (250K, 260K, & 270K)!  We’re 108.79% of our 2014 net worth goal ($251,900).  Now, we’ll shoot for hitting our 2015 net worth goal ($296,000) one year early.

Next Month
March looks like it is shaping up to be a pretty standard month.

In January, our net worth decreased $49.54, to a total of $245,407.70 (click on spreadsheet below).

In January, we began a 5% contribution to my wife’s 401(K) and 5% to her company ESPP.  We also began contributing $200/month to her H.S.A. account for our baby’s birth in May. 

In December, our net worth increased $4,000.17, to a total of $245,457.24 (click on spreadsheet below).

What Worked
In December, we contributed $818.88 to our retirement accounts and saw them increase $2,571.54to a total of $109,117.55.   We also contributed $275 to our son’s 529 Plan thanks to gifts for family.

Next Month
January begins a new year with new goals.  Stay tuned!

In November, we contributed $818.88 to our retirement accounts and saw them increase $1,018.43 to a total of $106,546.01.   We also contributed $150 to our son’s 529 Plan.

Next Month
December should be another good month and strong close to 2013.

 

Our net worth in October increased nicely again.  In October, our net worth increased $5,439.56, to a total of $239,359.04 (click on spreadsheet below).

In October, we contributed $1,228.32 to our retirement accounts and saw them increase $4,545.84 to a total of $105,527.58.   While we don’t track current market value of our home in the spreadsheet (we use the purchase price), comps in our area are selling for $100K+ more than our purchase price.

Our net worth in September showed good improvement.  In September, our net worth increased $6,882.47, to a total of $233,919.48 (click on spreadsheet below).

What Worked
September was such a blessing.  We found out that my wife is 4 weeks pregnant!  We are so happy to be having a second child.  We also passed the retirement savings milestone of $100,000 in total retirement assets!  September was my wife’s first full month at her new job, which she loves.  In September, we contributed $1,062.76 to our retirement accounts and saw them increase $5,802.02 to a total of $100,981.74.   We also tucked away a little more into our son’s 401(k).

What Didn’t Work
–
 
Next Month
October should be another good month.  I receive a 3^rd “extra” check and no major expenses are planned.