Our net worth in October increased $675.72 from last month, to a total of $54,211.91(click on spreadsheet below).

What Worked

I received another 1% increase to my salary (3^rd time in 3 months). We paid an extra $1,150 to our auto loan, bringing the balance down to $2,907.26.

What Didn’t Work

We pulled $1,393.43 out of savings to pay our credit card bill for the balance of our Hawaii vacation in September. This was planned so it actually should fall under the “What Worked” category. We contributed a total of $1,497.03 to our retirement accounts (401k & Roth IRAs), but only them increase to a total of $367.45.

Next Month

God willing, November should be another net worth increase month. We plan to continue our accelerated payments on the auto loan and invest another $1,500 in our retirement accounts. I will have a large gym membership bill due next month, a portion of which may come out of our savings.