We are on a roll; 4 straight months of strong net worth increases. Our net worth in

September increased $3,411.14 from last month (link), to a total of $53,536.19 (click on spreadsheet below).

What Worked

September was a great month. We were blessed with another 1% increase to my salary (it was also increased 1% last month). We paid and extra $1,900 to my auto loan. We contributed a total of $1,592.71 to our retirement accounts (401k & Roth IRAs) and saw our retirement accounts increase to a total of $3,220! We sold 86 shares of our 106 shares of Bank of America stock for a 20% gain. We applied the proceeds to our auto loan.

What Didn’t Work

We took a vacation to Hawaii in September that cost $1,787.69. This should really fall under the “What Worked” category because we had a great vacation for a very reasonable price. Our flights were free thanks to frequent flyer miles and my wife found a great deal on our hotel and rental car. This was a planned expense, but we’ve pulled money out of savings to cover some of the costs and will pull more money out of savings when the credit card bill is due next month.

Next Month

October should be a good month. I will be traveling for 2 weeks of the month, so our expenses will likely be lower than usual. We also plan to make another large extra payment to my auto loan.