Category Archives: Roth IRA

Roth IRA vs 401(k)

We currently have $12,688.05 invested in my company's 401(k) plan and $630.00 saved up to begin funding Roth IRA’s for my wife (minimum required to open a Vanguard Roth IRA is $3,000).The 401(k) money was accumulated (no company match) over the past 5 years of off and on investing without a plan or a goal. Now that we do have a plan and a goal, we have decided to focus on fully funding our Roth IRA’s this year, while still contributing a small amount (2% of my salary) to my company's 401(k) plan. Read more [...]

Investing Plan

My wife and I have been putting investing on the backburner while we paid off some debt this past year. We feel that we’re in a position now to begin investing again.We currently have $12,242 invested aggressively in my 401(k), broken down as such:25% - JH Lifestyle Aggressive (1.15% expense ratio)25% - Pacific Rim Fund (1.72% expense ratio)25% - Real Est. Securities Fund (1.54% expense ratio)25% - Natural Resources Fund (1.51% expense ratio)We also have $700 in ADVENTRX Pharmaceuticals stock.We’re Read more [...]