Happy New Year! We were blessed with a financially great 2020 and hope to keep the trend going. Below are our 2021 financial goals: 1) Pass our 2024 Net Worth GoalWe ended 2020 with a net worth of $1,252,846, over 7 years ahead the net worth goal schedule we made back in 2007. We would like to maintain this lead and end 2021 with a net worth over $1,320K (our 2028 net worth goal). 2) Give to churchWe attend a small church that our good friends started a couple of years ago.  Since Covid-19, Read more [...]


Happy New Year!  Financially, 2020 was an amazing year and we were very blessed to have crushed all of the financial goals we set for ourselves 12 months ago.  It feels pretty amazing to type that considering I quit my job at the end of October. Thankfully, my wife has an amazing career that she loves. Below are the results of ouf 2020 financial goals:  1) Pass our 2024 Net Worth Goal – SUCCESSWe started 2020 with a net worth of $829,705 (4 years ahead of schedule) and hoped to pass our Read more [...]

December 2020 Income Statement

In December, we had a very high income month and an even higher expense month. Our total income in December was $51,127.48.  In addition to my wife’s regular paychecks, she received $187.97 in company reimbursements.  I received $1,800 in unemployment in November. We pulled $38,237.68 cash out of our home to pay off our boat loan and received an escrow refund of $3,427.65.  Plus, we earned $15.29 in interest income from our savings accounts. This month, our expenses totaled Read more [...]

December 2020 Net Worth Update (+$109,674)

Overall December was our 2nd largest net worth increase month ever, just behind our largest month of June 2016 ($130K increase). Our net worth increased $109,674.00 from last month to a total of $1,252,846.83 (see spreadsheet screenshot). We passed 11 net worth milestones ($1,150K to $1,250K) this month!  Such a blessing! Retirement Accounts Our retirement accounts are comprised of our 401(k)s, our Roth IRAs and our Traditional IRAs.  We contribute 6% to my wife’s 401(k).  Read more [...]

Our path to financial independence and retiring early.