Overall April was a very good month. Our net worth increased $9,497.74 from last month to a total of $557,368.53 (see spreadsheet screenshot).  We passed our $550K net worth milestones this month and nearly made it to $560K. Retirement Accounts Our retirement accounts are comprised of our 401(k)s, our Roth IRAs and our Traditional IRAs.  We contribute 5% to my wife’s 401(k).  My wife’s company matches up to 5% of her 401(K) contribution and chips in an additional 5% on top of Read more [...]

Overall March was an AWESOME month. Our net worth increased $19,709.83 from last month to a total of $548,870.79 (see spreadsheet screenshot).  We passed our $530K and $540K net worth milestones this month. Retirement Accounts Our retirement accounts are comprised of our 401(k)s, our Roth IRAs and our Traditional IRAs.  We contribute 5% to my wife’s 401(k).  My wife’s company matches up to 5% of her 401(K) contribution and chips in an additional 5% on top of the match (both 100% Read more [...]

Overall February was a very good month. Our net worth increased $8,724.58 from last month to a total of $529,160.96 (see spreadsheet screenshot). Retirement Accounts Our retirement accounts are comprised of our 401(k)s, our Roth IRAs and our Traditional IRAs.  We contribute 5% to my wife’s 401(k).  My wife’s company matches up to 5% of her 401(K) contribution and chips in an additional 5% on top of the match (both 100% vested when deposited).  I just started a new job and am not Read more [...]

NOTE: I am posting our January net worth update early because I will be busy training at my new job next week:) Overall 2017 got off to a pretty good start.  We saw awesome gains in the market but the were offset a bit by pulling cash from savings.  In January, our net worth increased $3,007.34 from last month to a total of $520,437.98 (see spreadsheet screenshot).  It was great to pass our net worth milestone of $520K this month. Retirement Accounts Our retirement accounts Read more [...]

Overall We ended the year really strong!  In December, our net worth increased $17,361.40 to a total of $517,430.64 (see spreadsheet screenshot).  My wife knocked it out of the park, scoring a large $17,325 quarterly bonus ($10,152.65 net).  Huge blessing!  With the bonus, were were able to put $4,880 into savings, made an extra mortgage payment to principal of $1,900, contributed $400 total to our kids 529 Plans, tithed $1,700, and kept the remainder as a cushion in our checking account. Retirement Read more [...]

Overall In November, our net worth increased $8,837.58 to a total of $500,069.24 (see spreadsheet screenshot).  Nice to have a solid month, considering we’re just on one income after I lost my job last month.  We passed the net worth milestone of $500K this month! Retirement Accounts Our retirement accounts are comprised of our 401(k)s, our Roth IRAs and our Traditional IRAs.  We contribute 5% to my wife’s 401(k).  My wife’s company matches up to 5% of her 401(K) contribution Read more [...]

Overall In October, our net worth decreased $1,027.38 to a total of $491,231.66 (see spreadsheet screenshot).  Almost all the reduction was due to the stock market performance. Retirement Accounts Our retirement accounts are comprised of our 401(k)s, our Roth IRAs and our Traditional IRAs.  We contribute 10% to my 401(k) and 5% to my wife’s 401(k).  My company matches up to $1,000 per year (vested over five years).  My wife’s company matches up to 5% of her 401(K) contribution Read more [...]

Overall In September, our net worth increased $3,400.08 to a total of $492,259.04 (see spreadsheet screenshot).   The increase can from retirement savings contributions and paying down debt.  The biggest surprise this month was to learn on 9/28/16 that my company is laying off my team and our final day is 10/3/16.  I will receive 3 weeks severance, ~7 days cashed out PTO, and a final bonus check of ~$2,400 gross. Retirement Accounts Our retirement accounts are comprised of our Read more [...]

Overall In August, our net worth decreased $3,405.11 to a total of $488,858.96 (see spreadsheet screenshot).   The decrease was primarily from selling our vehicle at a loss and having to dip into savings. Retirement Accounts Our retirement accounts are comprised of our 401(k)s, our Roth IRAs and our Traditional IRAs.  We contribute 10% to my 401(k) and 5% to my wife’s 401(k).  My company matches up to $1,000 per year (vested over five years).  My wife’s company matches up to Read more [...]

  Overall In July, our net worth increased $14,372.07 to a total of $492,264.07 (see spreadsheet screenshot).   Our increase was a combination of saving, investing, and market returns. Retirement Accounts Our retirement accounts are comprised of our 401(k)s, our Roth IRAs and our Traditional IRAs.  We contribute 10% to my 401(k) and 5% to my wife’s 401(k).  My company matches up to $1,000 per year (vested over five years).  My wife’s company matches up to 5% of her 401(K) Read more [...]