My wife's has severe allergies and recently began getting weekly injections to help. It's not cheap, so she opened a Health Savings Account (HSA) through her new company.The HSA is a tax-advantaged medical savings account that allows her to pay for the shots (and other medical costs) using pretax dollars. Unlike a Flexible Spending Account, funds roll over and accumulate year over year if not spent.She's having $50/check taken out and pays for the doctor visits using a "debit" type card. The HSA Read more [...]

During my visit to the dentist six months ago, I was informed that I needed to floss more because my gums were in bad shape, and might require special deep cleaning. The dental hygienist told me it can cost ~$1,000 to have the deep cleaning performed. Needless to say, I was scared into submission. Since that visit, I have been flossing every other day or so. I visited the dentist again last week and was told that my flossing had paid off in all but one area, the upper left-hand side of my mouth. Read more [...]

My wife has suffered with severe allergies her whole life, and none of the prescriptions her doctors have provided gave any lasting relief. She began going to an acupuncturist a little over a year ago on the recommendation of a friend. I’m a bit of a skeptic, so I didn’t expect results from such an unusual field of medicine. Acupuncture seemed so foreign to me and more of a novelty than anything. However, after a few visits, she was able to reduce her allergy medicine and, eventually, quit taking Read more [...]