My wife starts training at her new job next week, while finishing up the first of her last two weeks with her current employer. They are going to be long, but exciting days for her.
I just received confirmation from HBSC that our $25 cash back redemption request has been received, and our check will arrive within 15 business days. Not a big sum of money, but the only thing I had to do to earn it was charge my business trip expenses to my HBSC rewards Mastercard (which my company immediately reimburses me for).
My wife and I also have a Citi Dividend Platinum Select MasterCard that we use for most of our household expenses. The card is paid off monthly and earns us up to 5% cash back. In fact, we should be able to request a $50 reward from the Citi MasterCard next month. Easy money.
In the last 12 months, I have accumulated 31,368 miles on Delta SkyMiles and 11,316 on American Airlines Aadvantage. .. . for doing nothing more than enrolling and entering my account number when purchasing tickets. That is enough points for a free flight in the continental U.S., Alaska, Canada, Caribbean, and Mexico on Delta (see chart) and a free upgrade (see chart) on American Airlines. Best of all, since I signed up with Delta and American Airlines, I have not had to bend my schedule to fly on these airlines.
I’m kicking myself for all of those years that I flew and did not accumulate frequent flyer miles.
I travel 6-7 times per year, usually for 1-3 weeks per trip. While it’s hard work being on the road, there are perks. My company reimburses me for my travel costs (i.e. hotel, rental car, meals, etc.). I also use a 1-2% cash back credit card for all trip costs that helps put a few extra dollars directly into my pocket. In addition, my American Airlines Aadvantage and Delta SkyMiles frequent flyer accounts earn me free trips or upgrades.
When I first began traveling for work, I did a poor job of keeping receipts (for reimbursement), didn’t use cash back credit cards, and didn’t have frequent flyer accounts. I often spent more personal money while traveling trying to entertain myself. Now, I make sure my hotel is near nice restaurants and has high speed internet.
While on my business trips, I save money on food, gas, and entertainment. It’s also nice getting away from the office for a few days.